Wednesday, August 20 2014 8:24 AM EDT2014-08-20 12:24:23 GMT
Militants with the Islamic State extremist group have beheaded American journalist James Foley and are threatening to kill another hostage in retaliation for U.S. airstrikes in northern Iraq.Full Story >
In a horrifying act of revenge for U.S. airstrikes in northern Iraq, militants with the Islamic State extremist group have beheaded American journalist James Foley - and are threatening to kill another hostage, U.S....Full Story >
Wednesday, August 20 2014 7:34 AM EDT2014-08-20 11:34:29 GMT
Rain-sodden slopes collapsed in torrents of mud, rock and debris early Wednesday in the outskirts of Hiroshima, killing at least 10 people and leaving 22 missing, the government said.Full Story >
Rain-sodden slopes collapsed in torrents of mud, rock and debris Wednesday in the outskirts of Hiroshima, killing at least 36 people and leaving seven missing, police said.Full Story >
HARTFORD, CT (WFSB) -
The Connecticut Insurance Department is offering advice on filing claims after damage was caused by Sandy.
Consumers should follow the following tips when making a claim:
Contact your insurer as soon as possible.
Take photos of the damage.
Do not make permanent repairs until your insurer has inspected the property.
Keep a diary of all contact, conversations with your insurer.
If you can still live in the home, talk with your agent about critical repairs that need to be made. Whether you make the repairs or hire someone, save the receipts for your claim.
If you need to find other lodging, keep records of expenses and all receipts. Homeowners and renter's insurance generally provide limited coverage for expenses like: meals, rent, utility installation and transportation.
Your carrier will send an insurance adjuster to survey the damage at no cost to you. Public adjusters may offer the same services, but you would be responsible for any related fees. Check to be sure they are licensed with the Insurance Department.
Do not feel rushed or pushed to agree on a settlement. If there are disagreements, try to resolve them with your insurer. If you cannot reach an agreement, the Connecticut Insurance Department can help you decide if arbitration or mediation is an option.
Your full claim may come in multiple payments. The first will likely be an emergency advance and may include additional living expenses. The payment for your personal property and any additional living expenses will be made out to you. Payments for the structure may be payable to you and your lien holder if there is a mortgage on your home.
Even after settling your claim, if you think of items that were not in your initial loss list, contact your insurance company. Unless the company has paid the entire limit for the coverage of those types of items, it is possible the company will make an additional payment.
If your damages exceed the amount of your coverage, federal agencies will occasionally provide grants or low-interest loans to assist with recovery following major disasters.
"Should any problems arise between you and your carrier, contact the Insurance Department," said Connecticut Insurance Commissioner Thomas Leonardi. "We are here to help you work through the process and will ensure that carriers comply with all state insurance laws."
Wednesday, August 20 2014 7:30 AM EDT2014-08-20 11:30:37 GMT
Lyndi Trischler has a passion for police work. She became a Florence Police officer in February 2012. Last year, she welcomed her first daughter and a few months later became pregnant with her firstFull Story >
Lyndi Trischler has a passion for police work. That's why she became a Florence Police officer in 2012. Now, she says, she is forced to choose between her job and her family.Full Story >
You may be a hot mess after reading some of these cray new words added to the Oxford Online Dictionary. While some of the new words are pretty amazeballs, others have us scratching our heads. Britain'sFull Story >
Britain's Oxford University Press announced on Thursday that they will be adding new words to its online Oxford Dictionary to reflect new language trends.Full Story >
Wednesday, August 20 2014 12:47 AM EDT2014-08-20 04:47:23 GMT
The nation's largest private prison company, Corrections Corp. of America, has paid more than $8 million in back wages and benefits to current and former employees guarding federal inmates at a prison in...Full Story >
The nation's largest private prison company, Corrections Corp. of America, has paid more than $8 million in back wages and benefits to current and former employees guarding federal inmates at a prison in California...Full Story >
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