Imagine never having to set foot in your local bank again. Have a check to deposit, or a bill to pay? In the future, you will be able to do it all on your smart phone. That future is already here.
First came banking through ATMs. Then came online banking at your home computer. Now, banking is going mobile, and your smart phone may soon become your local bank.
Just one year after many banks began allowing you to deposit a check by taking a photo of it, U.S. Bank has upped the ante with a new photo bill pay app. It is the first major national bank to offer this feature.
Pay Bills Any Time, Anywhere
John Fickle, regional manager of U.S. Bank, explained how "now you can take a picture of your bill, and can pay your bill at any time, any place, when it's convenient for you."
Fickle demonstrated how you can now use the bank's free app to take a picture of your cable or water bill, and within seconds, the app pays the bill right out of your checking account.
"It's all just part of making banking convenient for our customers, for them to be able to bank when and where they want," said Fickle.
"I've seen the commercial for that. I haven't done it yet, but it does sound interesting. I would probably be willing to try it," said Kelly Noonan.
It's just a logical step from tellers, to ATMs, to your computer, to your phone.
U.S. Bank says projections show that more than one-third of all bank customers will be banking through their smart phone in the next five years.
So get used to it, so you don't waste your money.
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