Three steps to legally avoid re-paying student loans

(FOX19) - U.S. News & World Report said 70 percent or more of graduating seniors leave with an average of $30,000 in student loans.

Forty-one percent are delinquent at some point in the first five years after entering

Attorney Lawrence Pew, founder of, said depending on the situation, it is 100 percent possible to legally avoid ever repaying student loans.

Here are three tips:

1. Apply for income-based repayment plan
2. Disability
3. Bankruptcy

Pew's GRAD formula for avoiding repayment of student loans:
Repayment plans
Do it

Pew is author of "Bankruptcy Secrets 'They' Don't Want You To Know." During the course of his eight-year career, he has helped more than 7,000 clients escape from debt, student loan, tax, and other financial burdens.

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