How to protect yourself from being hacked and what to do if you are:
- Use a credit card instead of a debit card to make online purchases. It's easier to fight fraudulent charges made with a credit card than it is charges on a debit card.
- Check your accounts regularly and immediately report any anomalies.
- Request a new card and it’s a debit card, change the PIN
- Ask any organization that collects information about you what they are doing to safeguard their information and let them know that you insist it’s protected
- Use strong, unique passwords
- Don’t use public WiFi
- Minimize information that is available about you publicly
- Don’t share Social Security numbers unless you are legally required to. Share as a little Personally Identifiable Information (PII) as possible
- Avoid sites that might be prime hacker targets
- Check your credit report regularly
- Cancel any/all fraudulent and/or compromised accounts
- Consider identity theft protection
- Consider Identity Theft protection from companies like LifeLock, Identity Guard or MetLife Defender
- Shred all documents that contain PII
- Remember, not everyone on the Internet is who they claim to be!
- Despite any privacy settings, what you post is NOT really private and is permanent for all intents and purposes
If your identity is stolen:
- File an Identity Theft report with the FTC immediately your identity
- Place a fraud alert on their credit report and send the credit bureaus the Identity Theft report
- Place a security freeze on their credit report
- Consider getting a new Social Security number, which is possible, but can be difficult
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