CINCINNATI, OH (FOX19) - Time is running out for Ohioans and the rest of the nation to sign up for insurance under the Affordable Health Care Act.
Thousands have been enrolling to beat the Monday deadline.
They're calling it an enroll-a-thon. It's an effort to sign up as many uninsured people as possible for private coverage through the health insurance
So far, more than 226,000 Ohioans have enrolled.
Enroll America's state director Trey Daly said having health insurance gives you peace of mind.
"Going without health insurance means that you're not going to have access to health care that you need and you're going to have the financial insecurity that a broken arm might end up with a broken bank," stated Daly. "We know that medical debt is a leading cause of bankruptcy."
Worry over health care costs is something new that Jesse Roley wants to avoid.
"This will allow me to have preventive maintenance at 50 years old, which means that I'm able to go in and get a check-up twice a year which I need," he said.
Roley is self-employed and in good health, but he says health problems at his age can be expensive without insurance.
Laronda Tarter said she knows that all too well because of her diabetes.
"I'm diabetic and I have neuropathy in my feet and just dealing with high sugar and stuff."
Tarter said affordable health care gives her peace of mind. "Well it means I can get back on my medicine, my insulin and medicine for my feet."
It's estimated that 44-million Americans don't have health insurance and Daly says those who miss the deadline can be penalized. "If you continue to not have health coverage after January 31st you're subject to a tax penalty however, if you have certain life circumstances you can still enroll in coverage. So for instance if you lose your job and you lose your health coverage you can enroll later on."