. - Fewer Americans are planning to go into debt to take a vacation this summer.
According to creditcards.com, eight in 10 people who plan to take a summer vacation will pay for it with money they've already saved.
Fifteen percent will finance it with a credit card and 13 percent plan to use credit card reward points or miles.
Consumers are watching their budgets closely this year, even if it means scaling back on travel plans.
Fifty-four percent of people surveyed say they aren't planning a summer vacation at all.