Local Sheriffs Warn Against Holiday Scam - Cincinnati News, FOX19-WXIX TV

Local Sheriffs Warn Against Holiday Scam

Local sheriffs are warning against a credit card scam involving several companies.

The following information was released by the Warren County Sheriff's Office.

This is how the scam works:

You receive a call from your credit Card company, and the caller states: "This is (name) calling from the Security and Fraud Department (of your Card Company).  My badge number is 123456.  Your Credit Card has been flagged for an unusual purchase pattern and I am calling to verify a recent purchase. This would be on your Credit Card issued by your Bank.  Did you purchase an Anti-Telemarketing device for $497.99 from a Marketing Company in Arizona?"

When you reply "No", the caller then continues with, "We will be issuing a credit to your account. This is a company that we have been watching and the charges range from $297.00 to $497.00, just under the $500.00 purchase pattern that flags most cards. Your next credit statement will be sent to: (the caller give you your address), it this correct?"

You reply "Yes", the caller continues: " I will be starting a Fraud Investigation, if you should have any questions, you should call the 800 number listed on the back of your Credit Card and ask for security.  You will need to refer to this Control Number.  The caller will then provide you with a six-digit number, and then ask: "Do you need me to repeat the number?"

 Here is the important part of how the Scam works:

The caller then states: "I will need to know that you are in possession of your card, please turn the card over, look near the Signature line, there is a seven number sequence, the first four are part of your card number, the next three numbers are the Security Numbers.  Please read me these numbers."

After you tell the caller these three numbers, he'll say: "That is correct, I just need to verify that the card is not lost or stolen, and that you still have your card.  Do you have any questions?"

After you say, "No", the caller thanks you, and hangs up.   You actually have said very little, the caller has never asked for nor did he tell you what your card number is.

Long Story - short version:

What these scammers want is your three digit Security Number.  Do not give it to the caller; instead tell the caller that you will make the call directly to your Credit Card Company for verification of the call.

Calls to Credit Card Companies indicate that they do not make this type of a call, they

have the necessary numbers, including the Security Numbers.

Bottom Line: 

Do not provide the Security Numbers to anyone that you do not know.  If your receive a call from your Credit Card Company, limit your answers, and then call the Company directly using their Toll Free Number. 

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